Remote Licensed Life Insurance Agent — 1099 Independent Contractor
About the Opportunity
Tenacity Empire Group is partnering with licensed life insurance agents nationwide who want a remote career with uncapped earning potential and an actual growth path. Our agents help families protect the people and priorities that matter most — income, retirement savings, and the ones they love — all while running their business on their own terms.
This is not a call center role. You'll be coached to lead real client conversations, recommend solutions built around each family's situation, and grow relationships that last — with a team genuinely invested in helping you get there.
We're actively growing our reach into underserved and multilingual communities, so agents who are bilingual or multilingual including Mandarin, Cantonese, Vietnamese, or other languages are strongly encouraged to apply. Many families in these communities are more comfortable discussing life insurance and financial planning in their native language, and we are looking for agents who can meet them there to make sure they have access to the same quality of guidance and coverage as everyone else.
Job Type:
1099 Independent Contractor | Commission | Full-time or Part-time
How You're Paid
There's no base salary or hourly pay here — this role is 100% commission. Your payout is calculated from the policy's monthly target premium, converted into target points, and paid according to your current contract level (40%–80%, depending on tenure and production).
We'll walk through the full commission structure and contract level breakdown in your interview.
A Day in This Role
- Hold virtual consultations with prospects pulled from 4 separate lead sources — you pick what matches your sales style, with no vendor lock-in
- Conduct needs-based fact-finding to understand each client's goals and budget
- Walk clients through life insurance and retirement protection options with clarity and honesty
- Manage the application and underwriting process from start to finish
- Keep accurate, well-organized client documentation
- Attend weekly training and mentorship sessions to keep leveling up
Why Agents Choose Tenacity Empire Group
- True schedule control — build this full-time or part-time, entirely on your terms
- Hands-on mentorship from agents who've already built six-figure books of business
- 4 lead source options, so you're never stuck with one vendor or lead type
- Uncapped commission tied directly to target premium and points — no earnings ceiling
- A clear path upward into leadership and override income for top performers
Qualifications
- An active life insurance license
- Sales, insurance, or customer service background is a plus, but not required
- Comfort explaining financial concepts in plain, simple terms
- A self-starter mindset — we provide the support, you drive the results
- Reliable internet and a private space for client calls
- Bilingual or multilingual ability (Chinese, Vietnamese, or other languages) is a strong plus, not required
The Right Fit?
This role fits licensed agents who want better leads, stronger support, or more schedule flexibility than what they currently have. It's also a strong fit for motivated newcomers who are coachable and ready to invest in a long-term financial services career.
Looking for a remote opportunity with mentorship, uncapped commission, and a path into leadership? Tenacity Empire Group wants to hear from you.